Although the interest rates on traditional investments such as savings accounts, fixed-term deposits and overnight deposits have been at their lowest point for years, these are still among the most popular investments. However, investors cannot generate a reasonable return with it. To invest your money profitably, there are better investments. Every investment has its advantages and disadvantages.
Aplus asset: How can consumers invest their money properly?
First of all, reducing debt comes before investing.
If potential investors are debt-free, these are the next steps:
- Get an overview of your financial situation and find out how much money is freely available for 해외선물.
- Define investment goals
- Determine different types of investment in order to diversify the risk of loss. The principle of “putting everything on one card” is bad advice when it comes to investing.
Aplus asset: Find the right investment
In order to avoid a total loss, it is important to build your own investment on several pillars. The past shows, for example, that funds with an investment horizon of at least 15 years have often developed positively. But nobody can look into the future. Smart investors know about their risk and therefore diversify their investments. Part of the capital should therefore be invested securely, for example in fixed deposits.
Aplus asset: How should you divide your investments?
Depending on the type of investor, there are different strategies for investing your money. Security-oriented types, for example, want more than 75 percent to rely on safe investments. With the remaining 25 percent, they are willing to take a little risk with overseas futures and the like.
For the other types, the following applies the more risk you want, the greater the proportion of capital that flows into equity funds. In the risk-oriented group, this can amount to 40 percent and more. For a bit of security, ten percent should flow into safe investments and into pension funds.
Aplus asset: Be aware of several investments and costs
There are many different ways that you can invest your money. To be satisfied with your investments in the long term, you should first find out all about your options. It makes sense not only to seek advice from the house bank but also to obtain further offers.capital, investments